ANNUAL ENROLLMENT PERIOD
The Medicare Annual Enrollment Period, explained.
A free evening on what's actually changing this year — your Annual Notice of Change letter, rising Medicare Supplement premiums, and the numbers most ads leave out. Purely educational. No carriers, no products, no pressure.
Bay Shore–Brightwaters Public Library
OCT
13
SESSION ONE
Tuesday, October 13
6:00–7:30 PM
NOV
17
SESSION ONE
Tuesday, November 17
6:00–7:30 PM
THIS FALL
Two Things Showing Up This Fall
01
Your Annual Notice of Change
If you have a Medicare Advantage or Part D plan, your ANOC arrived recently. It lists what's changing for next year — premiums, drug tiers, provider networks. We'll go through how to actually read one.
02
Another Supplement Premium Increase
If you carry a Medicare Supplement plan, you've likely noticed the bill climbing again. We'll explain what actually drives Supplement pricing, so the increase makes more sense.
LEAVE WITH CLARITY
What You’ll Walk Away Understanding
01
How Medicare’s Parts Fit Together
How Medicare's parts fit together — what A, B, and D cover, and where Medicare Advantage changes the picture.
02
MOOP
MOOP — the maximum out-of-pocket limit, and what it does and doesn't protect you from.
03
TrOOP
TrOOP — how true out-of-pocket drug spending is tracked, and why it matters at the pharmacy.
04
Rising Supplement Costs
Rising Supplement costs — why Medigap premiums keep climbing, and what's driving it.
05
Questions Worth Asking
Questions worth asking — before you enroll, switch, or renew.
What to bring: your ANOC letter or latest Supplement renewal notice, if you'd like to follow along with your own numbers. There's time after each session for individual questions, one-on-one.
PLAN YOUR VISIT
Seminar Information
SESSION ONE
Tuesday, October 13
6:00–7:30 PM
SESSION TWO
Tuesday, November 17
6:00–7:30 PM
LOCATION
Bay Shore–Brightwaters Public Library
1 South Country Rd. Brightwaters, NY 11718
PHONE
(631) 665-4350
Light refreshments will be served. Doors open a few minutes before 6:00 PM.
FREE EDUCATIONAL EVENT
RESERVE YOUR SEAT
YOUR INDEPENDENT MEDICARE BROKER
Meet Your Seminar Presenter
BayShore Resident Mike Miligi is an independent Medicare broker with more than 10 years of experience helping people understand their Medicare options and make confident, informed decisions.
ANNUAL ENROLLMENT PERIOD
RESERVE YOUR SEAT
This is a free, educational presentation on how Medicare works. No specific insurance carriers, companies, or plans are represented, promoted, or sold at this event. Not affiliated with or endorsed by Medicare or any government agency.